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CommercialBAYFUND

Real Estate Financing

Customized + Flexible  

Direct Wholesale Lender
Asset Based Loans No Credit

Apply Anytime Anywhere Any Device

Direct Lender
Stated Income No Doc
Instant Loan Quote Get Approval In Seconds

We are a wholesale direct lender dedicated to providing a fast, easy, transparent mortgage experience backed by technology, bankable rates and our customer support guarantee.

 

In today’s market you can not trust the mortgage process. It is complicated and stressful. Usually the fees are not transparent and frankly many are outrageous. The old world of high points, excessive fees and a slow tedious process are over. Our system is setup to benefit every borrower, broker, banker and realtor. We strictly focus on the property’s value and revenue-generating potential rather than the borrower’s income and credit, our asset-based loans enable brokers, bankers and realtors to meet the unique needs of real estate investors who are tough to qualify. We believe every borrower, even the not so good ones, deserves an opportunity.

We are strategically focused on changing the way you get a mortgage. Every day we are taking the steps to destroy the mortgage infrastructure and replace it with state of the art financial technology. Today we have  made asset based capital affordable. You can apply for a mortgage loan anytime and on any device. We will crunch all the data in seconds and find you the best wholesale rate. Our internal underwriting engine uses advance AI with a predictive rate algorithm to give you the best rate available for your zip code and property type. Best of all you will close on time, every time!

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Loan Programs

We Fund Residential Commercial Multifamily Office Mixed Use & Land
We Fund Loan Amounts Between $50,000 To $12,000,000 in 45 States*
We Offer Loan Terms From 6 Months To 4 Years With No Pre-Pay Options
We Allow Bad Or No Credit Stated Income No Tax Returns No Ratio
About
Loan To Value

80%

CLTV Allowed

100%

Days To Close

7

Wholesale Pricing

Yes

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Success Stories

See what out customers are saying. Get a free quote now

Thanks again for all the help on my no doc loan, it was done quickly and efficiently. I found the experience to be the most

I can ask for, fast, friendly, knowledgeable, and responsive! 

 

-Barry F. Borrower 

I am a Realtor for over 25 years and I had a great experience. The staff are courteous and prompt with my borrowers and I trust them to do the things they say they will do. They are knowledgeable about their programs and are a benefit my business.

 

- Max Y. Realtor®

I want to thank you for all your hard work in making this happen and being able to close both transactions on time! You delivered the terms of the deal, regardless of what was discovered during the course of due diligence. I look forward to my next deal.

 

-Chin X. Investor

Finally A Lender You Can Trust

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FREE RATE QUOTE

NO HIDDEN FEES

We value your time and understand your frustration with the bank's  process. Call us today for a free rate quote or click here for our  proprietary Quick Quote system.

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CAN USE YOUR APPRAISAL

FAST NO HASSLE CLOSE

We love bank turn downs and many of those already have completed appraisals that took weeks to finish. After review we will use your report to close the loan fast.

 

LARGE COVERAGE

URBAN OR RURAL ALL AREAS

Metropolitan City or Rural Area we can help you close fast. With over 20 years of underwriting we understand all areas, all property types and property conditions.

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Past Events

NEW Digital Loan System

Finally You Can Get A Loan From Anywhere, Any Device, Anytime

Dynamic Pricing Model Wholesale & Retail

 

Predictive Rate Technology Best Local Pricing

 

Digital Application Never Ever Visit An Office

 

Paperless Process Offering Expedited Processing

 

Concierge Service Knowledgeable & Responsive!

 

Digital Transparency Full Processing Dashboard

 

Dynamic Rate Calculators Asset Based Pricing

We are a wholesale direct lender and love our brokers. Expand your business by helping others do the same.

Our make sense underwriting offers you the flexible investment and commercial property financing solutions to create a unique opportunity for mortgage brokers, bankers and realtors to grow their business by helping more borrowers achieve their goals.

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Quick Quote Loan System
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